Water can cause extensive damage to your home and can be expensive to repair. The most common sources of water damage are burst pipes, water heaters, HVAC leaks, roof leaks, and appliance failures. Information on how to prevent water damage to your home can be found here. Acting quickly in the event of a water Read More
Author: longinsurance
10 Ways to Give Your Home a Spring Refresh
Spring is a great time to give your home more than just a Spring cleaning. It’s also a great time to take it a step further and give your entire home a Spring refresh. Improving your curb appeal, prepping for summer cookouts, and taking steps to prepare for inclement summer weather. Now is the perfect Read More
Online Bill Pay Vs EFT Draft
Lately we have had several clients call with questions about their policies pending cancellation even though their policies are set up on automatic bill pay through their bank. Online bill pay is a feature almost all banks offer to their clients and has it’s own benefits. However, we recommend setting your policies up on automatic Read More
Preventing Water Damage
Water damage claims are common and can be very expensive. The longer the water sits in your home the more problems it can cause due to mold and bacteria growth. Standing water can also damage furniture and cause drywall to rot. Below are a few steps you can take to help prevent having water damage Read More
5 Things to Do When Buying or Selling a Car
Buying or selling a car means updating your insurance policy. This can be something a lot of people forget to do at times, but it’s a very important part of the process. If you’re buying a new vehicle: Call your local agent and ask them to quote the new car so you aren’t surprised by Read More
What Are Insurance Points?
What is the SDIP Program? North Carolina’s Safe Driving Incentive Plan aims to save lives by giving drivers a financial reason to drive safely. The SDIP assigns a point value to violations and accidents and the points will apply a monetary surcharge to drivers’ insurance policies. These points and their surcharge stay on your policy Read More
Homeowners Tips: Preparing For Winter
The start of the fall season is a great time to prepare your home for the upcoming winter weather. It’s also a great time to refresh and check certain things around your home. Below is a list of a few things you should do to maintain your home and help prevent some future claims from Read More
Scheduling Items on Your Homeowners Policy: Should You Do It?
Scheduling items on your homeowners policy can give you peace of mind for those higher valued items you’ve purchased or items you may collect. Personal property coverage on your standard homeowners policy is a broad coverage that lumps all of your belongings into one value. Within this broad coverage, there are certain types of personal Read More
Renters Insurance 101
Renters insurance policies are designed to protect the belongings and liability exposure of renters and their families. The policies are usually very affordable, but often forgotten or thought of as unnecessary. Approximately 40% of Americans rent their home and over 60% of those same individuals are uninsured, according to iii.org. This means many Americans are Read More
5 Benefits of a Local Independent Insurance Agent
Shopping for insurance has changed dramatically over the last ten years thanks to the internet and online shopping. Local independent agents just aren’t as popular as they once were and do-it-yourself online policies have become the new normal. Even though quoting a policy online and buying it yourself on the spot may be easy, it’s Read More